Welcome to CSR Nation
I have happily lived with a basic cell phone for a long time, but I'm thinking of getting an iPhone. I am sort of thinking either the 4S or the 5, and then, of course, you have to decide how many gigabytes. There would be a learning curve, too, since I haven't used one before. Trying to balance the extra expense against the advantages.
I personally like my "mini" smartphone prepaid with Verizon. $50.70 a month including tax. Unlimited everything.
Slower Internet, but gets my email just fine. I just don't want to spend the money for a smartphone. Dumped my cable too and got a TiVo and get tons of local channels with digital rabbit ears and can watch most other shows via HDMI cable from computer to back of TV on the big screen for free.
Kim, how much did the phone cost you? I understand you are paying $45 per month for your service plan. I think that is a great deal.